Financial advice
Why Does My Credit Score Matter?
Your credit score is made up of three numbers, serving as an indicator of your financial history, wellness and responsibility. These three little numbers can spell the difference between approval and rejection for a mortgage, a job, a rental unit and so much more.
We have outlined how your credit score is calculated, why it matters and steps you can take to improve your score. Read more
Should I Take The Zero-Percent Financing Offered By The Dealer?
What is zero-percent financing? An auto loan offer of zero-percent financing means the dealer financer is offering to lend the buyer money without charging any interest over the life of the loan. Read more
Your Complete Guide to Using Your Credit Cards
Here’s all you need to know about responsible credit card usage. Read more
How Can I Protect Myself from Payment App Scams?
Here’s all you need to know about payment app scams and how to protect yourself from being the next victim. Read more
Save Money As A Family: 3 Ways To Teach Kids Good Savings Habits
With the average American household holding almost $100,000 in debt, there are too many families in the United States struggling to keep up financially. Read more
What’s the Best Way to Use a Home Equity Loan?
With interest rates on a Mutual Credit Union Home Equity Loan as low as 4.00% APR*, the repayment plan is always affordable. If approved, you’ll receive the funds in one lump sum within a few days. Read more
Snowball Method vs. Avalanche Method: What’s the Best Way to Tackle Debt?
Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible, and shadow every purchase you make with guilt. No one wants to live with that debt burden. But how do you kiss your debt goodbye? Read more
Spring Clean Your Finances
Spring is a great time of year to clear your house of accumulated junk and make it sparkle. Why not do the same for your finances? Junk can accumulate there, too. In fact, some of your money matters may need a good wipe down this season. Read more