Savings
Look towards a brighter future. We can see it too.
Welcome to ownership
Your savings account is more than just a place to hold money. It’s your share in the credit union. When you join, you become an owner, uniting with the community that champions your financial success.
Benefits built around you
Whether your financial goals are big or small, this account does its part to get you to the finish line.
Earn cash back
Earn competitive dividends on average daily balances of $100 or more.
Open multiple accounts
Open multiple accounts to save for the holidays, birthdays, vacations, and more.
Pay a small waivable fee
Enjoy all the perks of our Membership Savings with a low, waivable $5 monthly service charge.
Withdraw whenever
Withdraw your money as you need it at any time.
Get today’s best rate
|
Account |
Minimum Opening Deposit |
APY |
|---|---|---|
|
1$5.00 Membership fee required |
||
|
Account Share Savings1 |
Minimum Opening Deposit $10 |
APY 0.25% |
|
Account Secondary Savings |
Minimum Opening Deposit $10 |
APY 0.25% |
|
Account MY Investment Account1 |
Minimum Opening Deposit $10 |
APY 0.50% up to $5,000 0.25% on $5,000+ |
Your foundation for financial resilience
Saving made simple, purposeful, and mutually beneficial.
Account essentials: Getting started
What you need
- $10 minimum deposit is required to open the account.
- A $5 one-time membership fee is required to establish your share of ownership in the credit union.
Stay fee-free: Our commitment to you
We are committed to helping you keep your money where it belongs: in your account.
- Avoid the $5 monthly service charge by maintaining a $100 minimum combined balance across all of your Mutual Credit Union accounts.
Apply today
Whether online or in-person, we’ll help you get started fast.