The Mutual CU Story
Rooted in deep respect and a commitment to our members since the beginning.
Through it all, this is the Mutual story
We’re Mississippi’s oldest and boldest credit union that’s now expanded to Alabama, Louisiana, Arkansas, and Tennessee. Learn more about how our history fuels our future.
People are our purpose
Chartered on April 10th, 1931, Mutual Credit Union stands as Mississippi’s longest operating credit union. What began as a humble foundation has grown into a world-class financial home for nearly 45,000 members. With close to $500 million in assets, our strength is a reflection of the collective power of the people we serve.
Innovation with a human touch
We believe in providing the expertise you need to unlock new opportunities. We have always been pioneers of “what’s next”–we were the fourth credit union in the nation to offer online account access.
But we know that technology is only as good as the people behind it. While we offer the same world-class services as the megabanks, we do it for less cost and with a personal connection they can’t match.
Your hometown connection
Decisions shouldn’t be made on Wall Street. They should be made where you live. We are based in Vicksburg, with local branches and local decision-makers who understand your story.
- Local expertise: Based in Vicksburg, MS.
- Community presence: With branches located in Clinton, Columbus, Grenada, Jackson, Oxford, Raymond, Ridgeland, Vicksburg, and Yazoo City.
- Local impact: Decisions made right here at home.
Where you belong
Mutual Credit Union offers services to anyone who lives, works, worships, volunteers, or attends school in our designated service area. We are proud to support dreams across counties and parishes in:
- Mississippi
- Alabama
- Louisiana
- Arkansas
- Tennessee
Ready to get started?
If you’re ready for a people-first approach to banking, joining is simple. A $5 membership fee and a $10 deposit into your Membership Savings Account is all it takes to start your journey with us.
Explore member favorites:
- Free Rewards Checking: Earn more for your money.
- Low Rate Auto Loans: Passionate support for your next milestone.
- Digital Banking: Secure access through it all.
- One-on-one Credit Counseling: Purposeful guidance for your financial health.
Transparency & Impact
Interested in learning more about our impact throughout the years? Take a look at some of our Annual Reports to get to know us a little better: