Our Rates
|
Account |
Minimum Opening Deposit |
APY |
|---|---|---|
|
1$5.00 Membership fee required |
||
|
Account Share Savings1 |
Minimum Opening Deposit $10 |
APY 0.25% |
|
Account Secondary Savings |
Minimum Opening Deposit $10 |
APY 0.25% |
|
Account MY Investment Account1 |
Minimum Opening Deposit $10 |
APY 0.50% up to $5,000 0.25% on $5,000+ |
|
Term |
Minimum Opening Deposit |
APY* |
|---|---|---|
|
*APY = Annual Percentage Yield. Promotional Annual Percentage Yields (APY) are available for new money only. APY is accurate as of 2/8/23. Requires $1000 minimum balance to open. We reserve the right to end or modify these offers at any time. The dividend rate for your renewed term certificate will be determined at the maturity date. Early withdrawals are subject to penalties. As required by federal regulations, there is a substantial penalty for early withdrawals. 3 month, 6 month, and 12 month certificates, including IRAs, are subject to a loss of 30 days interest, whether earned or not. 18 month, 24 month, and 30 month certificates, including IRAs are subject to a loss of 90 days interest, whether earned or not. |
||
|
Term 3 Month |
Minimum Opening Deposit $1,000 |
APY* 0.15% |
|
Term 6 Month |
Minimum Opening Deposit $1,000 |
APY* 0.15% |
|
Term 8 Month |
Minimum Opening Deposit $1,000 |
APY* 0.25% |
|
Term 12 Month |
Minimum Opening Deposit $1,000 |
APY* 0.35% |
|
Term 18 Month |
Minimum Opening Deposit $1,000 |
APY* 0.40% |
|
Term 24 Month |
Minimum Opening Deposit $1,000 |
APY* 0.50% |
|
Term 30 Month |
Minimum Opening Deposit $1,000 |
APY* 0.60% |
|
Term 36 Month |
Minimum Opening Deposit $1,000 |
APY* 0.70% |
|
Term 48 Month |
Minimum Opening Deposit $1,000 |
APY* 0.75% |
|
Term |
Minimum Opening Deposit |
APY |
|---|---|---|
|
As required by federal regulations, there is a substantial penalty for early withdrawals. 3 month, 6 month, and 12 month certificates, including IRAs, are subject to a loss of 30 days interest, whether earned or not. 18 month, 24 month, and 30 month certificates, including IRAs are subject to a loss of 90 days interest, whether earned or not. IRS regulations require deposits remain in an IRA until the age of 59 1/2 or there is a substantial tax penalty imposed for early withdrawal. ALL DEPOSITS ARE FEDERALLY INSURED UP TO AT LEAST $250,000.00 BY THE NCUA. |
||
|
Term 6 Month |
Minimum Opening Deposit $1,000 |
APY 0.15% |
|
Term 12 Month |
Minimum Opening Deposit $1,000 |
APY 0.35% |
|
Term 18 Month |
Minimum Opening Deposit $1,000 |
APY 0.40% |
|
Term 24 Month |
Minimum Opening Deposit $1,000 |
APY 0.50% |
|
Term 30 Month |
Minimum Opening Deposit $1,000 |
APY 0.60% |
|
Term 36 Month |
Minimum Opening Deposit $1,000 |
APY 0.70% |
|
Term 48 Month |
Minimum Opening Deposit $1,000 |
APY 0.75% |
|
Term IRA Share Account |
Minimum Opening Deposit $500 |
APY 0.25% |
|
Account |
Minimum Opening Deposit |
APY |
|---|---|---|
|
*APY = Annual Percentage Yield. Promotional Annual Percentage Yields (APY) are available for new money only. APY is accurate as of 2/8/23. Requires $1000 minimum balance to open. We reserve the right to end or modify these offers at any time. The dividend rate for your renewed term certificate will be determined at the maturity date. Early withdrawals are subject to penalties. |
||
|
Account Mutual Asset Management Account (MAMA) |
Minimum Opening Deposit $2,500 |
APY 0.40% |
|
Account Premier Money Market Account (Tiered Rate Account) |
Minimum Opening Deposit $2,500 – $149,999.99 |
APY 0.40% |
|
Account Premier Money Market Account |
Minimum Opening Deposit $150,000 – $249,999.99 |
APY 1.50% |
|
Account Premier Money Market Account |
Minimum Opening Deposit $250,000 & Greater |
APY 2.50% |
|
Terms |
APR |
|---|---|
|
Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed. APR = Annual Percentage Rate |
|
|
Terms Up to 24 Months |
APR 3.99% |
|
Terms Up to 36 Months |
APR 3.99% |
|
Terms Up to 48 Months |
APR 4.19% |
|
Terms Up to 60 Months |
APR 4.99% |
|
Terms Up to 72 Months |
APR 5.89% |
|
Terms Up to 84 Months |
APR 6.39% |
|
Terms |
APR |
|---|---|
|
Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed. APR = Annual Percentage Rate |
|
|
Terms Up to 24 Months |
APR 3.99% |
|
Terms Up to 36 Months |
APR 3.99% |
|
Terms Up to 48 Months |
APR 4.19% |
|
Terms Up to 60 Months |
APR 4.99% |
|
Terms Up to 72 Months |
APR 5.89% |
|
Terms Up to 84 Months |
APR 6.39% |
|
Terms |
APR |
|---|---|
|
Rates are listed as low as and will vary based on credit qualifications and age of collateral. Your rate may be different than the rate listed. APR = Annual Percentage Rate |
|
|
Terms Up to 24 Months |
APR 5.79% |
|
Terms Up to 36 Months |
APR 5.89% |
|
Terms Up to 48 Months |
APR 6.09% |
|
Terms Up to 60 Months |
APR 6.59% |
|
Terms Up to 72 Months |
APR 7.19% |
|
Terms Up to 84 Months |
APR 7.29% |
|
Terms |
APR |
|---|---|
|
Rates are listed as low as and will vary based on credit qualifications and age of collateral. Your rate may be different than the rate listed. APR = Annual Percentage Rate |
|
|
Terms Up to 24 Months |
APR 5.79% |
|
Terms Up to 36 Months |
APR 5.89% |
|
Terms Up to 48 Months |
APR 6.09% |
|
Terms Up to 60 Months |
APR 6.59% |
|
Terms Up to 72 Months |
APR 7.19% |
|
Terms Up to 84 Months |
APR 7.39% |
|
Terms Up to 96 Months |
APR 7.79% |
|
Terms Up to 120 Months |
APR 7.99% |
|
Loan |
Terms |
APR |
|---|---|---|
|
Rates are listed as low as and will vary based on credit qualifications. APR = Annual Percentage Rate |
||
|
Loan Home Equity Line of Credit |
Terms Rates as low as Wall Street Journal Prime Rate Plus 0%. Based on credit qualification. |
APR As low as Wall Street Prime Rate + 0% |
|
Loan Mobile Home (New or Used) |
Terms Up to 120 Months |
APR 9.75% |
|
Loan First and Second Mortgages |
Terms We offer a wide range of mortgage products. Ask us how we can help you find the right loan to fit your needs. |
APR Rates fluctuate, see our mortgage specialist for details. |
|
Loan Land |
Terms Up to 180 Months |
APR 7.84% |
|
Loan |
Terms |
APR* |
|---|---|---|
|
*APR = Annual Percentage Rate. Listed APR is AS LOW AS and is based on credit qualification. Your rate may be different than the rate listed. |
||
|
Loan Personal Signature Loan |
Terms Up to 72 Months |
APR* 7.99% |
|
Loan Share Secured |
Terms Up to 100% of Secured Amount |
APR* Share dividend rate + 3.00% |
|
Loan FlashCash |
Terms Up to 12 months |
APR* 28.00% |
|
Term |
Minimum Opening Deposit |
APY* |
|---|---|---|
|
*APY = Annual Percentage Yield. Promotional Annual Percentage Yields (APY) are available for new money only. APY is accurate as of 11/18/24. Requires $1000 minimum balance to open. We reserve the right to end or modify these offers at any time. The dividend rate for your renewed term certificate will be determined at the maturity date. Early withdrawals are subject to penalties. As required by federal regulations, there is a substantial penalty for early withdrawals. 3 month, 6 month, 8 month and 12 month certificates, including IRAs, are subject to a loss of 30 days interest, whether earned or not. 18 month, 24 month, and 30 month certificates, including IRAs are subject to a loss of 90 days interest, whether earned or not. IRS regulations require deposits remain in an IRA until the age of 59 1/2 or there is a substantial tax penalty imposed for early withdrawal. ALL DEPOSITS ARE FEDERALLY INSURED UP TO AT LEAST $250,000.00 BY THE NCUA. |
||
|
Term 8 Month |
Minimum Opening Deposit $1,000 |
APY* 4.25% |
|
Term 12 Month |
Minimum Opening Deposit $1,000 |
APY* 3.75% |
|
Term 18 Month |
Minimum Opening Deposit $1,000 |
APY* 3.00% |
|
Term |
Minimum Opening Deposit |
APY* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is accurate as of 2/8/23. Requires $1000 minimum balance to open. We reserve the right to end or modify these offers at any time. The dividend rate for your renewed term certificate will be determined at the maturity date. Early withdrawals are subject to penalties. As required by federal regulations, there is a substantial penalty for early withdrawals. 3 month, 6 month, and 12 month certificates, including IRAs, are subject to a loss of 30 days interest, whether earned or not. 18 month, 24 month, and 30 month certificates, including IRAs are subject to a loss of 90 days interest, whether earned or not. ALL DEPOSITS ARE FEDERALLY INSURED UP TO AT LEAST $250,000.00 BY THE NCUA. |
||
|
Term 6 Month |
Minimum Opening Deposit $1,000 |
APY* 0.15% |
|
Term 12 Month |
Minimum Opening Deposit $1,000 |
APY* 0.35% |
|
Term 18 Month |
Minimum Opening Deposit $1,000 |
APY* 0.40% |
|
Term 24 Month |
Minimum Opening Deposit $1,000 |
APY* 0.50% |
|
Term 30 Month |
Minimum Opening Deposit $1,000 |
APY* 0.60% |
|
Term 36 Month |
Minimum Opening Deposit $1,000 |
APY* 0.70% |
|
Term 48 Month |
Minimum Opening Deposit $1,000 |
APY* 0.75% |
|
Account |
Minimum Opening Deposit |
APY* |
|---|---|---|
|
*APY= Annual percentage yield. |
||
|
Account Business Money Market Account (Tiered Rate Account) |
Minimum Opening Deposit $2,500 – $149,999.99 |
APY* 0.40% |
|
Account Business Money Market Account |
Minimum Opening Deposit $150,000 – $249,999.99 |
APY* 1.50% |
|
Account Business Money Market Account |
Minimum Opening Deposit $250,000 & Greater |
APY* 2.50% |
Disclosures
-
*APY = Annual Percentage Yield