Personal Loans
Fast, convenient loans with upfront pricing.
Support for whatever life brings next
At Mutual Credit Union, we offer affordable personal loans with competitive rates and flexible terms designed to fit your budget and your goals.
Personal loan benefits
Competitive rates and terms
Competitive APRs with repayment terms up to 36 or 60 months, based on your credit profile.
Secured and unsecured options
Choose a secured loan or an unsecured option based on your needs and qualifications.
Loan protection available
Optional protection plans help cover payments during unexpected life events.
Local processing and servicing
Decisions and servicing handled locally by the Mutual Credit Union team.
Borrow up to $2,000 with no credit check required
From car repairs to groceries, FlashCash can get you the money you need without the payday loan debt.
Personal loan rates
|
Loan |
Terms |
APR* |
|---|---|---|
|
*APR = Annual Percentage Rate. Listed APR is AS LOW AS and is based on credit qualification. Your rate may be different than the rate listed. |
||
|
Loan Personal Signature Loan |
Terms Up to 72 Months |
APR* 7.99% |
|
Loan Share Secured |
Terms Up to 100% of Secured Amount |
APR* Share dividend rate + 3.00% |
|
Loan FlashCash |
Terms Up to 12 months |
APR* 28.00% |
Calculate your estimated monthly payment
Use our simple personal loan calculator to determine monthly payments on a personal loan.