Credit Cards
Powered by people. Designed for your everyday life.
One purchase, one goal at a time
Spend smarter, save more, and manage debt with Mutual credit cards.
VISA® credit card benefits
Low rates
Save money every month with some of the best credit card APRs in Mississippi.
No fees
No annual fee, balance transfer fee, or over-limit fee.
Rewards
Earn points toward travel, merchandise, or cash back with our Visa® Rewards Card.
Our credit cards at a glance
Compare features to find the right fit for you.
Visa® Rewards Credit Card
- Best for members who want to earn points on everyday spending
- Earn 1.5 points for every $1 spent on qualifying purchases
- Redeem points through uChoose® Rewards for travel, merchandise, or cash back
Visa® Platinum Credit Card
- Best for members who want to save with a low variable interest rate
- Save on interest and simplify debt management
More details
Rewards Credit Card
- Earn 1.5 rewards points for every dollar you spend on qualifying purchases
- No annual fee, no balance transfer fee, and no over-limit fee
- Redeem your points for rewards at uChooseRewards
- Enjoy peace of mind when you travel with Roadside Dispatch, which includes travel/accident support and emergency assistance wherever you go
- Manage your credit card bill and make payments 24/7 online
- EMV chip included for greater security
- Easily replace your card if lost or stolen
Platinum Credit Card
- No annual fee, no balance transfer fee, and no over-limit fee
- With Roadside Dispatch, get travel and accident coverage plus emergency assistance on the go
- Manage and make payments 24/7 online
- Shop everywhere Visa® is accepted
- EMV chip included for greater security
- Easily replace your card if lost or stolen
Credit card rates
|
Type |
APR* |
Minimum Payment |
|---|---|---|
|
*APR = Annual Percentage Rate Listed APR is AS LOW AS and is based on credit qualification. These APRs will vary with the market based on the WSJP Rate (Wall Street Journal Prime) APR = Annual Percentage Rate |
||
|
Type Visa Platinum |
APR* WSJP + 4% |
Minimum Payment 2% of Total Balance or $25, whichever is greater |
|
Type Visa Rewards |
APR* WSJP + 7% |
Minimum Payment 2% of Total Balance or $25, whichever is greater |
Save more for 12 months
Get low introductory rates when you open a new Visa® Platinum or Rewards Card.
2.99% APR* on Purchases
0.00% APR* on Balance Transfers
Offer applies to transactions in the first 90 days.
Disclosures
-
*APR = Annual Percentage Rate. Eligibility is based on credit history and proof of income. Rates subject to change based on credit history and proof of income. Other restrictions may apply. Offers apply to all new accounts opened on or after 4/1/23. 0.00% APR promotional rate on balance transfers made within 90 days of account opening expires 12 months after balance transfer effective date. 2.99% promotional APR on new purchases applies to transactions posted within the first 90 days of account opening. Any remaining unpaid balance will revert to earned APR after 12 billing cycles.