FlashCash

Life happens fast. Your solution should too.

A woman focused on calculating expenses alone at home

When life happens, we’re here for you

When you need extra cash for the holidays, groceries, or for an emergency car repair, FlashCash is your smarter alternative to high-cost payday loans.

Shield

No credit check required

Borrow up to $2,000 with no credit check required, ensuring a stress-free process when you need cash fast.

ATM

Instant decision and deposit

Receive an instant loan decision and get funds deposited right into your account with just a few clicks.

Reward

Smarter, safer alternative

This loan is a smarter, safer alternative to predatory payday loans, offering a better way to manage sudden expenses.

Computer

Apply anytime, anywhere

Apply 24/7 through your mobile phone or computer. We’re here for you whenever emergencies happen.

Get today’s best rate

Personal Loans

Loan

Terms

APR*

*APR = Annual Percentage Rate. Listed APR is AS LOW AS and is based on credit qualification. Your rate may be different than the rate listed.

Loan

Personal Signature Loan

Terms

Up to 72 Months

APR*

7.99%

Loan

Share Secured

Terms

Up to 100% of Secured Amount

APR*

Share dividend rate + 3.00%

Loan

FlashCash

Terms

Up to 12 months

APR*

28.00%

Get help when you need it most

Quickly access funds for bills and surprises alike.

Loan details1

  • $20 loan origination fee (to avoid multiple application fees, do not initiate more than one application)
  • Must be a Mutual Credit Union member for 6 months
  • Must be 18 years or older
woman who is relieved

Disclosures

Rates are subject to change at any time. Rates and financing offered are based on but not limited to deposit activity and credit and loan payment history. All loans are subject to approval.