Personal Loans
Fast, convenient loans with upfront pricing.
Support for whatever life brings next
At Mutual Credit Union, we offer affordable personal loans with competitive rates and flexible terms designed to fit your budget and your goals.
Personal loan benefits
Competitive rates and terms
Competitive APRs with repayment terms up to 36 or 60 months, based on your credit profile.
Secured and unsecured options
Choose a secured loan or an unsecured option based on your needs and qualifications.
Loan protection available
Optional protection plans help cover payments during unexpected life events.
Local processing and servicing
Decisions and servicing handled locally by the Mutual Credit Union team.
Borrow up to $2,000 with no credit check required
From car repairs to groceries, FlashCash can get you the money you need without the payday loan debt.
Personal loan rates
|
Loan |
Terms |
APR* |
|---|---|---|
|
*APR = Annual Percentage Rate. Listed APR is AS LOW AS and is based on credit qualification. Terms from 1 to 72 months. Your rate may be different than the rate listed. |
||
|
Loan Personal Signature Loan |
Terms Up to 72 Months |
APR* 7.99% |
|
Loan Share Secured |
Terms Up to 100% of Secured Amount |
APR* Share dividend rate + 3.00% |
|
Loan FlashCash |
Terms Up to 12 months |
APR* 28.00% |
Calculate your estimated monthly payment
Use our simple personal loan calculator to determine monthly payments on a personal loan.
Disclosures
-
*APR = Annual Percentage Rate. Personal Loan rates range from as low as 7.99% APR up to 18% maximum APR. All loans subject to credit approval. Rate and term to be determined based on creditworthiness.All FlashCash loans carry a rate of 28% APR. Rate and financing offered are based on but not limited to deposit activity, length of membership, and loan payment history.
The payment on a $7500 loan would be $183.12 per month at a non-variable interest rate of 7.99% APR with a 48 month term. This equates to $8,789.38 over the life of the loan with a finance charge of $1,289.38.
Credit Union membership is required, including a $10 minimum deposit and a $5.00 membership fee. Some restrictions may apply. Rates and terms are subject to change, however, rate will not increase while a loan is open.