Home Equity Loan

Your home’s holding out on you. Let’s unlock its potential.

Man measuring a wall panel with a dog sitting beside him

Embrace the value of your home–you deserve it

You take care of your place, and now let it take care of you. We help guide your hard-earned equity into flexible financing for virtually anything you need.

ATM

Flexible access to funds

Access a line of credit or a lump sum for essentially any life event or need–from major improvements to education expenses.

Check

Tap into maximum value

Borrow up to 100% of your home’s appraised value (depending on your equity) to fully fund your biggest goals.

Savings

Enjoy the savings

Qualifying HELOC’s enjoy a 6-month intro rate of just 2.99% APR!*

Shield

Stress-free borrowing

We offer accommodating repayment terms and waive closing costs on loans over $25,000, ensuring your process is stress-free.

Disclosures

*APR = Annual Percentage Rate. Eligibility is based on credit history and proof of income. The 2.99% APR intro rate is based on loan-to-value-ratio. 1st HELOCs with a loan-to-value of > 90% will receive a 4.99% APR intro rate. 2nd HELOCs with a loan-to-value of > 80% will receive a 4.99% APR intro rate. APR promotional rate expires 6 months from HELOC opening. Any remaining unpaid balance will revert to earned APR after 6 months. Intro rate subject to change at any time. Closing costs are paid by Mutual if the loan stays open at least 24 months. If balance is paid off and loan is closed within 24 months, member must repay closing costs.

Get today’s best rate

Home & Land Loans

Loan

Terms

APR

Rates are listed as low as and will vary based on credit qualifications.

APR = Annual Percentage Rate

Loan

Home Equity Line of Credit

Terms

Rates as low as Wall Street Journal Prime Rate Plus 0%. Based on credit qualification.

APR

As low as Wall Street Prime Rate + 0%

Loan

Mobile Home (New or Used)

Terms

Up to 120 Months

APR

9.75%

Loan

First and Second Mortgages

Terms

We offer a wide range of mortgage products. Ask us how we can help you find the right loan to fit your needs.

APR

Rates fluctuate, see our mortgage specialist for details.

Loan

Land

Terms

Up to 180 Months

APR

8.25%