Refinance Your Vehicle

Save more while still enjoying the ride you love.

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You could save hundreds of dollars every month

Ready to lighten your load? Refinance your vehicle to potentially drop your rate, lower your payment, and put cash back in your pocket.

Savings

Drop your rate and save

Secure a new, competitive fixed rate that lowers your monthly payment and saves you money over the life of the loan.

ATM

Get $250 cash back

Take advantage of our Auto Refi Special and receive $250 cash back just for moving your loan to Mutual Credit Union.1

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Flexible terms for relief

Choose accommodating repayment terms up to 84 months that fit your budget and financial timeline.

Document

Breathe easy for 90 days

We offer 90 days before your first payment1 is due on your refinanced loan, providing you with time and peace of mind.

Get today’s best rate

New Vehicle Loans

Terms

APR

Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

APR = Annual Percentage Rate

Terms

Up to 24 Months

APR

3.99%

Terms

Up to 36 Months

APR

3.99%

Terms

Up to 48 Months

APR

4.19%

Terms

Up to 60 Months

APR

4.99%

Terms

Up to 72 Months

APR

5.89%

Terms

Up to 84 Months

APR

6.39%
Used Vehicle Loans

Terms

APR

Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed.

APR = Annual Percentage Rate

Terms

Up to 24 Months

APR

3.99%

Terms

Up to 36 Months

APR

3.99%

Terms

Up to 48 Months

APR

4.19%

Terms

Up to 60 Months

APR

4.99%

Terms

Up to 72 Months

APR

5.89%

Terms

Up to 84 Months

APR

6.39%

Ready to keep more money in your pocket?

Refinancing is simple and fast with our local team. Stop paying too much–start your application today and experience the Mutual difference.

Apply to refinanceContact us for guidance

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Disclosures

1Earn $250 cash back with an eligible auto loan refinance. Total amount financed (including GAP, warranty, fees, and cash-out) must total at least $20,000. Vehicle must be financed through another financial institution and the loan must be current to qualify. Loan must be open for at least 3 months and have at least 12 months remaining on term. Loans currently financed through Mutual Credit Union are not eligible. Cash back will be deposited into member’s Mutual Credit Union account the same day of loan closing. Rate and term may vary based on creditworthiness, age of vehicle, and value of vehicle. Contact a Loan Officer for minimum/maximum loan terms based on amount financed. Subject to credit approval. This offer is not for lease buyouts or new purchases. Finance charges begin on the date the loan is made. Interest accrues during the payment deferral period. First payment is due within 90 days of loan disbursal. Other terms and conditions may apply, and membership eligibility applies. Offer subject to change without notice. For more details, contact 877-457-3654.