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Save money effortlessly. Link your free Kasasa® checking account for automatic reward transfers — and earn dividends.

Key Features

  • Automatic Reward Transfers
  • Competitive Dividends
  • Digital Banking
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.30% APY* on balances up to $5,000
  • 0.30% to 0.20% APY on balances over $5,000 depending on balance in account*
  • 0.01% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • 6 free withdrawals per month; $2 fee per withdrawal in excess thereafter unless it is an in-person or ATM transaction
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free digital banking
  • Free fraud protection
  • $10 minimum deposit to open

It’s Easy to Earn Your Rewards

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

That's really it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base dividend rate on your Kasasa Saver balance. And you can get right back to earning your full rewards the very next cycle that you qualify.

Savings Goal Calculator

*APY = Annual Percentage Yield. Balances up to $5,000 in the Kasasa Saver account receive an APY of .30% if required service qualifications in the Kasasa Cash or Cash Back account are met each monthly qualification cycle. Balances of $5,000.01 and above receive an APY of 0.20% on the portion of the balance above $5,000 if qualifications in the Kasasa Cash or Cash Back account are met each monthly qualification cycle. As a result, the APY for balances above $5,000 will range from .30% - 0.20% if qualifications in the Kasasa Cash or Cash Back account are met each monthly qualification cycle, depending on the balance in the account. If qualifications in the Kasasa Cash or Cash Back account are not met, the APY will be 0.01% on all balances in the Kasasa Saver account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. When Kasasa Cash or Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, dividends, cash back earned and ATM fee reimbursements that were credited to the Kasasa Cash or Kasasa Cash Back account are automatically transferred to the Kasasa Saver during the first week of the next calendar month. Mutual reserves the right to limit the number accounts allowed per account owner, joint or individually.