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Your monthly car payment shouldn’t be a source of stress. Whether you’re buying or looking for a lower payment on your existing loan, we're here to help.

Key Features

  • Competitive Rates
  • Refinancing Available
  • Pre-Approval Available
  • Local Service

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  • Competitively low, fixed rates on new or used vehicles
  • Up to 100% financing available for qualified buyers
  • Repayment terms up to 84 months
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Loan protection available for added peace of mind
  • Local decision-making and processing
  • Attentive, friendly service from start to finish 

Let Your Family Relax

Learn about our loan protection options.

Simplify Your Search

Visit NADA Guides to shop new or used vehicles: search by price, compare vehicles, and more.

Find a used car you can rely on — visit CARFAX to view listings and get a free CARFAX Report.

Still need some help getting started?

We're happy to help. We have experienced representative to help guide you through your auto buying loan process. Click, call, or stop by any of our convenient locations. Or begin by checking out our educational resources here.

Auto Refinance Calculator

Auto Budget Calculator

  • Competitive rates for a wide range of recreational vehicles:
    • Motorcycles
    • ATVs
    • RVs
    • Boats
    • And more
  • Secured loans backed by your savings or other assets
  • Repayment terms up to 120 months
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Loan protection available for added peace of mind*
  • Local decision-making and processing
  • Attentive, friendly service from start to finish 

Simplify Your Search

Visit NADA Guides to shop new or used vehicles: search by price, compare vehicles, and more.

Types of Vehicles

Motorcycles

Motorcycle loans are available for new and used motorcycles with 100% financing generally allowable up to $50,000. Loans can be financed for up to 60 months for motorcycles and loans can often be approved in as little as 30 minutes.

ATVs

Mutual CU offers loans for new and used ATVs with up to 100% financing for $50,000! We offer repayment terms of up to 60 months and you can be approved in as little as 30 minutes.

Watercraft

Whether it's a pontoon boat for toting the family, a bass boat for fishing or a jet ski for fun, we've got you covered. We offer loans for new and used watercraft with generally 100% financing up to $50,000. Repayment terms can be up to 120 months for your watercraft! Loans are often approved within 30 minutes.

RVs

Mutual CU offers Recreational Vehicle loans for new and used motor homes, campers, fifth wheels and travel trailers. We can finance up to 80% of the MSRP or NADA retail value for up to 120 months on your dream RV.

*GAP, Credit Life and Credit Disability available.
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