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Rates

You take care of your home — let it take care of you. Cash in on your equity with a lump-sum loan or line of credit.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Tax Advantages*
  • Local Service

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  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And more
  • The existing equity in your home is used as collateral backing
    • Borrow up to 90% of your home’s appraised value depending on your equity
  • HELOCs range from $10,000 to $200,000**
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available in-person, over the phone, online, and through our mobile app
  • The interest paid may be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

Let Your Family Relax

Learn about our loan protection options.

 

  • Competitive rates for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And more
  • The existing equity in your home is used as collateral backing
    • Borrow up to 90% of your home’s appraised value depending on your equity
  • Loans range from $15,000 to $500,000**
  • Closing costs are waived on loans >$25,000
  • Accommodating repayment terms that work uniquely for you
  • The interest paid may be tax deductible*
  • Loan protection available for added peace of mind
  • Local decision-making and processing
  • Attentive, friendly service from start to finish
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*Consult a tax advisor. 

**If the loan is less than $25K we do not waive fees associated with the loan (appraisal, title exam, recording fees). Other fees may be assessed as needed.