You take care of your home — let it take care of you. Cash in on your equity with a lump-sum loan or line of credit.
Key Features
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Competitive Rates
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Flexible Terms
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Tax Advantages*
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Local Service
Home Equity Line of Credit (HELOC)
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NEW Low Rates!
- Competitive rates for several ongoing or seasonal needs:
- Education expenses
- Major home improvements
- Debt consolidation
- Emergency reserve
- And more
- The existing equity in your home is used as collateral backing
- Borrow up to 90% of your home’s appraised value depending on your equity
- HELOCs range from $10,000 to $200,000**
- Accommodating repayment terms that work uniquely for you
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit – as principal is repaid, more becomes available for use
- Funds easily available in-person, over the phone, online, and through our mobile app
- The interest paid may be tax deductible*
- Set up automatic payments to be deducted from your account monthly
- Local decision-making and processing
- Attentive, friendly service from start to finish
Let Your Family Relax
Learn about our loan protection options.
Home Equity Loan (Lump Sum)
- Competitive rates for several short-term or one-time needs:
- Education expenses
- Major life events
- Home remodel projects
- Debt consolidation
- And more
- The existing equity in your home is used as collateral backing
- Borrow up to 90% of your home’s appraised value depending on your equity
- Loans range from $15,000 to $500,000**
- Closing costs are waived on loans >$25,000
- Accommodating repayment terms that work uniquely for you
- The interest paid may be tax deductible*
- Loan protection available for added peace of mind
- Local decision-making and processing
- Attentive, friendly service from start to finish

*Consult a tax advisor.
**If the loan is less than $25K we do not waive fees associated with the loan (appraisal, title exam, recording fees). Other fees may be assessed as needed.