Joe Tom was born and raised in Vicksburg.  He and his wife Judy have three sons: Jay, Chris, Joe Jr. and nine grandchildren. 

Mr. Tom has been a member of Mutual Credit Union since 1977.  He is currently serving on the Board of Directors since 2001, having served as Chairman and Treasurer.  He served on the Credit Committee from 1989 to 2001, serving as Chairman.

Mr. Tom is presently an appointee to the Warren County Parks and Recreation Commission by the Board of Supervisors. He will serve on the Finance Committee of the Hawkins United Methodist Church. Mr. Tom is presently the Treasurer of the Local Chapter of National Active and Retired Federal Employees. He is the voting machine manager of the Culkin Precinct.

Mr. Tom retired after 33 years of service as a Research Civil Engineer with the U.S. Army Engineer Research and Development Center. Although retired, Mr. Tom is currently a registered Professional Engineer in Mississippi and an active voting member of the the American Society of Testing and Materials.

Mr. Tom attended the Vicksburg Public School System graduating from H.V. Cooper High School, attended Hinds Community College, and obtained an Engineering Degree from Mississippi State University.

In addition to being a volunteer with Mutual Credit Union, Mr. Tom has volunteered for numerous organizations including the American Red Cross, the American Cancer Society’s Relay for Life (Team Captain) and Power in Purple (Finalist); the Openwood Homeowners Association (President); the WES Castle Club (Chairman); the Vicksburg Soccer Organization (Treasurer and Director); the Warren Central High School’s PTA (Parent of the Year), Band Boosters (Treasurer), and Soccer Club (President); the US Armed Forces Operation Desert Storm Homecoming (Chairman); YMCA coach for football, T-ball, and soccer programs; and also volunteered for a tour to Bagram Air Force Base in Afghanistan.