- Competitively low rates
- Credit limits from $500 to $50,000
- No annual fee
- No over limit fee
- No late fees
- No cash advance fee
- 25-day grace period on purchases
- Minimum payments are 2.00% of your total balance or $25, whichever amount is greater
- Statements via mail or through online banking
- Payments can be made by mail, in-person, automatic transfer, ACH transfer from another financial institution, or online
- Easily replaced if lost or stolen
*There are costs associated with the use of any credit card issued to You by Us. You may request specific information about these costs by contacting Us by telephone at (601) 636-7523 x 1258, or by using the contact us form on this website.
Learn more about the benefits of EMV chip technology.