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Earn high dividends and refunds on ATM withdrawal fees, nationwide* — just for doing simple things you already do.

Key Features

  • High Dividends
  • ATM Withdrawals Fee Refunds*
  • Digital Banking
  • Debit Card
  • Free checking that pays high dividends
  • 2.00% APY* on balances up to $5,000
  • 2.00% to 0.29% APY on balances over $5,000 depending on balance in account*
  • 0.01% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $10 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free digital banking
  • Free fraud protection
  • Free text alerts
  • Free Visa® debit card
  • $10 minimum deposit to open

It’s Easy to Earn Your Rewards

It's so easy to qualify, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next month!

Account Balancer Calculator

*APY = Annual Percentage Yield. APYs accurate as of 10/1/2016. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) ATM fees incurred during qualification cycle will be reimbursed and credited to account by the second business day following the end on the last day of the statement cycle up to $10.00; (2) balances up to $5,000 receive APY up to 2.00%; and (3) balances over $5,000 earn 0.20% dividends on the portion of the balance over $5,000, resulting in an APY range up to 2.00% - 0.29% APY depending on the balance maintained. If qualifications are not met on Kasasa Cash, all balances earn 0.01% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count toward qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. If member has a Kasasa Saver account, dividends earned on Kasasa Cash balances are automatically transferred to Kasasa Saver each statement cycle and do not compound. Actual dividends paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. Mutual reserves the right to limit the number accounts allowed per account owner, joint or individually.