Free Kasasa Cash Back® Checking

Get paid to go shopping with cash back on debit card purchases. You'll also enjoy refunds on ATM withdrawal fees, nationwide.*


It’s Easy to Earn Your Rewards

It's so easy to qualify, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

That's all there is to it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!

*No dividends are paid on this account; however, you may qualify for ATM fee reimbursements if you meet all of the minimum service requirements during the qualification periods. The minimum service requirements include: 1) making 12 debit card point-of-sale purchases (ATM transactions do not qualify) that are cleared and posted to your account during the qualification period; 2) receiving your monthly statement electronically; and 3) accessing online banking once during qualification period. If you meet all minimum service requirements during the qualification period, up to $10.00 in ATM fees will be refunded by the second business day following the end of the last day of the statement cycle. Purchases up to $500.00 will receive 2.00% cash back with a maximum of $10.00 per statement cycle. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. If you have a Kasasa Cash Back Saver share account, cash back earned and ATM fees refunded from the Kasasa Cash Back checking account are automatically transferred to the Kasasa Saver share account during the first week of the next calendar month. Transfers between accounts do not count as qualifying transactions. Mutual reserves the right to limit the number accounts allowed per account owner, joint or individually.