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Free Kasasa Cash Checking:

*APY = Annual Percentage Yield. APYs accurate as of 10/1/2016. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) ATM fees incurred during qualification cycle will be reimbursed and credited to account by the second business day following the end on the last day of the statement cycle up to $10.00; (2) balances up to $5,000 receive APY up to 2.00%; and (3) balances over $5,000 earn 0.20% dividends on the portion of the balance over $5,000, resulting in an APY range up to 2.00% - 0.29% APY depending on the balance maintained. If qualifications are not met on Kasasa Cash, all balances earn 0.01% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count toward qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. If member has a Kasasa Saver account, dividends earned on Kasasa Cash balances are automatically transferred to Kasasa Saver each statement cycle and do not compound. Actual dividends paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. Mutual reserves the right to limit the number accounts allowed per account owner, joint or individually.

Free Kasasa Cash Back Checking:

*No dividends are paid on this account; however, you may qualify for ATM fee reimbursements if you meet all of the minimum service requirements during the qualification periods. The minimum service requirements include: 1) making 12 debit card point-of-sale purchases (ATM transactions do not qualify) that are cleared and posted to your account during the qualification period; 2) receiving your monthly statement electronically; and 3) accessing online banking once during qualification period. If you meet all minimum service requirements during the qualification period, up to $10.00 in ATM fees will be refunded by the second business day following the end of the last day of the statement cycle. Purchases up to $500.00 will receive 2.00% cash back with a maximum of $10.00 per statement cycle. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. If you have a Kasasa Cash Back Saver share account, cash back earned and ATM fees refunded from the Kasasa Cash Back checking account are automatically transferred to the Kasasa Saver share account during the first week of the next calendar month. Transfers between accounts do not count as qualifying transactions. Mutual reserves the right to limit the number accounts allowed per account owner, joint or individually.